Standards for Credit Card Payments

Is XanPay 3DS compliant? (3D verification)

3DS is a regulatory requirement for card payments. We do not offer card payments. Hence, 3DS is not relevant to our payment flow. To ensure security and traceability for alternative payment methods, XanPay requires an additional layer of security through phone number verification via SMS OTP. This helps us ensure security and traceability of transactions.


Is XanPay PCI-DSS Compliant?

PCI DSS is a standard pertaining to credit cards. We do not process credit cards. Hence, it is not a standard we comply with.